Some of the things you'll get from Pay4Later
that you won't get anywhere else:
Higher conversion rates We are dedicated to ensuring as many customers as possible stay in the purchase funnel. We're always working to proactively improve our customer journey to get conversion rates even higher one recent change boosted conversion by 20%.
More customers accepted Our unique AcceptPlus technology allows us to stack different loan offers and different lenders so we can match more customers than anyone else.
True omni-channel solution You can offer finance across all your sales channels in a way that's easy for customers and staff alike:
- Online Digitally optimised form that's easily integrated with your ecommerce site.
- Mobile More than just mobile-friendly, we design our UI for mobile-first and it's responsive to every kind of device.
- In person Easy interface for store staff, including tools to model the impact of various deposit and APRs on offer as well as videos to communicate important regulatory information.
- On the phone Your call centre teams can process finance applications there and then with the customer on the phone.
Decisive lending decisions We like to give customers a straight accept or decline decision in 4 seconds. Occasionally we need to refer an application for manual review and we aim to complete these in 15 minutes.
Full spectrum lending We work with a panel of lenders who span the credit spectrum. This means we can offer responsible lending to a wider range of consumers than anyone else.
We love our merchants It's not only about the technology. We want you to be successful and so we give you all the tips, tools and resources you need to get started or switched over and make the most of finance. This includes guides, APIs, training, point of sale materials, marketing finance advice, online finance calculators and more. Also, access to BackOffice which gives real time visibility, management and reporting of all your applications.
Futureproof Our technology is years ahead of our competitors. Teaming up with Pay4Later gives you access to all our existing and new features and developments, designed to help deliver even more sales.