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Online security is extremely important to everyone at Pay4Later.


We have a comprehensive security policy to give you total confidence when making an online credit application using our service:


  1. All sensitive information, including personal details, banking and credit/debit card information, is kept confidential through encryption (we use the 128-bit Secure Sockets Layer, or SSL standard). This means that information can only be exchanged between you, the finance company and us, and that no other third party can access this data. A padlock or a key symbol is displayed by your browser to show when a page is covered by this security system.


  2. All historical information is held on a secure computer. We do not retain live records of customer personal details or credit/debit card information on our web servers after the transaction has been completed. All sensitive data is strongly encrypted and stored on dedicated web-inaccessible servers.


  3. We are PCI-DSS certified (the recognised payment industry data security standard) and our platform is audited (including network scanning and intrusion detection/testing) on a quarterly basis by independent security assessors.