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We have been using Pay4Later since 2012 and have been very impressed by the effect it has had on our order values as well as the ease by which it was integrated into our business.


Pay4Later provided us with a revolutionary way to offer customers credit, online and in- store, at the click of a button. The beauty of applying for finance with Pay4Later is that the entire process is paperless, allowing customers to sign and instantly receive an answer to their credit application.


This simple process allows customers to spread the cost with affordable payments and what's more they only start repayments once the order has arrived.


The BackOffice service and one to one support provided by Pay4Later is fantastic and they're always at the end of the phone if we have a query. They offer an on-line finance calculator giving us the tools to instantly present customers with the information they need and help turn enquiries into sales. They also worked closely with us during the integration process, giving our sales stafftraining to make the process as streamlined as possible.


Overall we have seen an increase in order values, with our average order value increasing by 40% for finance orders. For large and possibly one-off purchases such as furniture, sometimes customers need the reassurance that they can afford their purchases and the credit option provided by Pay4later gives them the confidence they need.

Ecommerce Manager



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