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Your lift off to more sales

Whether you sell furniture or jewellery, electronics or white goods, your customers demand a digital solution that makes purchasing simple.


With Pay4Later, offering finance has never been so easy. Swift and seamless integration into your existing sales channels means you can offer credit in-store and online effortlessly. Customers get an instant decision, delivering an exceptional customer experience whilst helping you maximise sales and increase average order values.

A few areas in which we offer finance

We work with over 1,000 retailers in the UK covering a wide range of retail markets:

Jewellery
Electronics &
white goods
Automotive
Furniture
Kitchens &
bathrooms
DIY
Cycling
Sports &
outdoor
Marine

Your retail finance solution

The retail point of sale market is growing rapidly year on year, with many of the UK's largest retailers now offering consumer finance online and in-store. As a result thousands of SME's are beginning to follow. No matter how big or small, we can help your business grow.

Maximised
revenue
Attract and accept more customers
whilst increasing order values
Purchases made
affordable
By enabling customers to
pay in instalments
Enhanced customer
experience
With a simple application form optimised for all devices
Bad debts
eliminated
Receive payment as soon as
goods leave your store
Heightened
security
Your customers personal
information is encrypted
Streamlined
reporting
HMRC, FCA & internal
process reporting made simple

Quick & convenient checkout

Your goal is to convert browsers into buyers. The experience your customers have while on your website has become pivotal in their purchasing decision.


By integrating Pay4Later into your Ecommerce platform you're offering an exceptional purchasing experience as easy as a card payment.


Our application form is optimised for all devices and customers can save a password to apply faster next time - a quicker and more convenient checkout option.

Offer your customers finance

With Pay4Later you can offer your customers a choice of attractive finance options, (including 0% interest free finance). Customers can finance purchases ranging in value from £250 up to £100,000, spreading their repayments over a fixed term from 6 to 60 months.


Offering finance to your customers is a proven way to increase sales. So why wait? Partner with Pay4Later today and let your business grow.