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Accelerate enrolment with finance

Pay4Later enables education providers to offer their professional students a range of instant financing options. Whether it's vocational or short courses, professional development or undergraduate qualifications, your students need a payment solution that makes paying for their course simple.

With Pay4Later, offering finance has never been so easy. Swift and seamless integration into your existing enrolment channels means you can offer finance on-campus and online effortlessly. Students get an instant decision, delivering an exceptional experience whilst helping you maximise enrolment and eliminate credit risk and bad debt.

Take a look at a case study

National Extension


Open Study

Training Centre

Future Fit

Areas in which we offer finance

We work with many of the UK's leading education providers delivering finance solutions for education institutions of all sizes:

school fees
Colleges &
business schools
Universities &
FE colleges
Blue collar
White collar
Private training

Why offer professional student finance?

The education & training market in the UK is growing rapidly. Many of the UK's largest training providers are now introducing education finance as a way to increase course enrolments and stay competitive. No matter how big or small, we can help your business grow.

By attracting and accepting more professional students
Courses made
By enabling professional students
to pay in instalments
Enhanced student
With a simple application form
optimised across all devices
Bad debts
You receive payment the day
after course commences
Your student's personal
information is encrypted
HMRC, FCA and internal process
reporting made simple

Career and professional development finance

While banks and lenders offer costly and inflexible career development loans, Pay4Later can boast flexible finance options from as low as 0% APR.

Our unique platform offers students a range of finance offers from multiple lenders. This ensures your students are offered the best rate available to them.

Pay4Later education finance has helped thousands of learners to begin new courses by making them more affordable and easy to manage with monthly repayments.

Integrated online
& e-learning finance

The flexibility of learning at your own pace and in your own time has seen the emergence of an increasing number of online and e-learning platforms over recent years.

For online and e-learning platforms where there's little to no human interaction, it's crucial to provide an exceptional user experience from start to finish. Pay4Later's finance solution seamlessly integrates into your online platform making the enrolment process simple, adding value to your students and making you more competitive.

We work closely with a number of leading online and e-learning platforms helping them to enhance their course offering and increase enrolments whilst providing an
outstanding user experience.

A tailored solution

Pay4Later offers a unique solution to education finance, no matter what courses you provide. For online courses, students can apply for finance online and begin their course immediately.

For traditional courses requiring a consultation, students can apply at your place of business, over the phone or even from the comfort of their homes using the device of their choice.

Furthermore, you have the ability to track a student's application activity allowing you to provide an unrivalled follow-up service. You can find out why a student is yet to submit an application, or when accepted, book them in for their course immediately.

Offer your students finance

With Pay4Later you can offer your students the chance to choose from a wide range of finance options, (including 0% interest free finance). Prospective students can finance courses ranging in value from £250 up to £100,000, spreading their repayments over a fixed term from 6 to 60 months.

Offering finance to your students is a proven way to boost your sales. So why wait? Partner with Pay4Later now and let your business prosper.