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We always aim to provide consumers with the highest of standards while using our service. However in the event that we make a mistake or fail to meet your every requirement, we encourage you to get in touch with us so that we can remedy the situation.


We would like:

Your initial concerns can be sent using our contact form here.


You can also contact our Customer Service team by email support@pay4later.com or on 0800 294 5891 if you prefer.


If we cannot resolve your complaint right away we will:

If we have been still unable to resolve the matter after eight weeks we will write to you again, with either a final response letter detailing our findings, or if we are unable to provide a final response, a letter detailing why we are not in a position to provide a final response.


In the unlikely event you are still dissatisfied, you are entitled to refer your complaint to the Financial Ombudsman, which we will provide details of how to do. This should be done straight away, but must be within six months of the date of our final response.


You must complete the internal complaints procedure before commencing dealings with the Financial Ombudsman Service (FOS).


The European Commission's online platform for dispute resolution can be accessed via http://ec.europa.eu/consumers/odr/