Pay4Later Retail Account Criteria

Before you apply for an account please confirm that:

  • Your business has been established for at least 2 years
  • Has a sales turnover greater than £250,000
  • Has a net worth greater than £50,000
  • Trades at a profit

If you fall outside our criteria, we may still be able to consider your application. Please contact us prior to submitting an application.

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In Store Finance Calculator

Reinventing How Retail Finance is Sold In Store.

The new Pay4Later Finance Calculator a revolutionary web application that completely reinvents how finance is sold in-store with price/deposit sliders that let retailers instantly present finance options to customers.

Retailers can simultaneously display up to 3 offers that are instantly recalculated as the sliders are moved. The customer can easily fine tune their deposit and monthly repayments then click ‘Apply Now’ to immediately start a credit application. Finance Calculator is an incredibly fast and intuitive sales tool that enables retailers to pro-actively sell finance in-store, maximising sales and dramatically increasing average order values.

Supported Platforms:

  • Mac - Safari 5, Firefox 7 and Chrome
  • PC - Internet Explorer 7, 8 and 9, Firefox 7 and Chrome
  • iPad - Safari