If you fall outside our criteria, we may still be able to consider your application. Please contact us prior to submitting an application.
| Fees | Standard Account | Corporate Account |
|---|---|---|
| Signup Fee1 | £195 | £995 |
| Monthly Fee2 | £40 | £95 |
| Point of Sale Hardware | Monthly Rental | |
|---|---|---|
| eSignature Pad & Stylus3 | £10 | £10 |
| Features | Standard Account | Corporate Account |
|---|---|---|
| Daily settlement4 |  |
|
| Multi-channel (offer credit in-store, online and via email) | |
|
| CreditLinks Manager | |
|
| Number of supported installations5 | 3 | Unlimited |
| Retailer BackOffice licence (number of users) | Unlimited | Unlimited |
| Service Level Agreement | Office Hours | 24/7/365 |
| Pay4Later Retailer Agreement Term | 12 Months | 12 Months |
1 Signup Fee is payable upon acceptance and refundable subject to our refund policy.
2 Monthly Fee is billed one month in arrears, beginning one complete month after date of account activation.
3 pad and stylus required to process in-store credit applications (not required for iPad users). 12 month rental agreement, including 24 hour replacement service.
4 Settlement is paid daily by BACS.
5 Installations enable you to specify branding and unique settings for each physical and/or virtual outlet.
6 Credit application fixed fee is payable on fulfilled credit applications.
CreditSentry Fee of £0.20 is payable on completed credit applications. A fee of £0.50 is payable on amended and cancelled credit applications.
A fee of £2.50 is payable on fulfilled credit applications.
Subject to contract. Errors and omissions excepted.
Using Email Links in Pay4Later BackOffice, you can quickly and easily send finance offer emails to your customers. Email Links are available to all retailers and are accessed from Pay4Later BackOffice by clicking the Terminal tab. ... READ MORE
Pay4Later BackOffice is a powerful and easy to use account management and reporting system. Login from a web browser to see real time reports, remittance advice, CreditSentry reports, access the Credit Terminal and much more...READ MORE
CreditSentry is risk management software integrated within the Pay4Later online retail finance platform. Easy to deploy with a low cost per query, designed to help retailers & lenders identify and prevent fraudulent finance applications, at the point of sale... READ MORE
A stable and scalable platform hosted in world class data centre. The Pay4Later finance gateway uses proven techniques to ensure the security and integrity of sensitive data. Our public web servers are certified by Thawte, a leading Certificate Authority.
