Pay4Later Retail Account Criteria

Before you apply for an account please confirm that:

Your business has been established for at least 2 years

Has a sales turnover greater than £250,000

Has a net worth greater than £50,000

Trades at a profit

If you fall outside our criteria, we may still be able to consider your application. Please contact us prior to submitting an application.

Clients & Testimonials

Here at Pay4Later we are proud of our reputation and high levels of customer satisfaction.
Below are some quotes from satisfied clients.

Pay4Later has removed a complete layer of administration for us. The fact that we don't have to handle paper forms has resulted in major cost savings as regards staff and time. Orders are up and our customers love the fact that they can get an instant decision online.

Andertons Music Company

Since we have integrated Pay4Later into our business, we have had a significant increase in sales and average order values. Our customers seemed to have responded well to the fact that they can apply and get an instant decision. Plus, settlements are fast which makes everyone a winner.

Great Furniture Trading Company

We have been waiting for this kind of technology for ages. Integrating Pay4Later has not only streamlined our online payment options, it's given us a competitive advantage and we're picking up incremental orders we might not otherwise have won due to the simple fact that our customers can apply for finance online - with an instant decision.

gymcompany