Pay4Later Retail Account Criteria

Before you apply for an account please confirm that:

  • Your business has been established for at least 2 years
  • Has a sales turnover greater than £250,000
  • Has a net worth greater than £50,000
  • Trades at a profit

If you fall outside our criteria, we may still be able to consider your application. Please contact us prior to submitting an application.

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Pay4Later BackOffice

Icon Pay4Later BackOffice is a powerful and easy to use account management and reporting system. Login from a web browser to see real time reports, manage deals, access the Credit Terminal and much more. The philosophy is simple - give retailers everything they need to manage their Pay4Later account and retail finance deals, in one place.

Include rich multi-user functionality that gives companies of all sizes the tools they need to be instantly up to date and highly efficient. Integrate professional risk management to protect retailers from fraudsters.

Include a "virtual" Credit Terminal that enables retailers to offer credit to customers in any sales situation, even via email.

And, make it easy enough so that new users can instantly understand how it works and what it can do. BackOffice is enterprise grade reporting and administration that puts retailers in control.

 

BackOffice Sample Screens - click on a thumbnail for a larger view

Credit Application Report

A realtime report showing key credit application data at a glance, with links to reveal the application history.

Credit Application Detail

Shows credit application customer and CreditSentry data with context sensitive action menu.

Incomplete Credit Applications

Helps you identify customers who did not complete the credit application process for your sales team to follow up.

Sales Training

Interactive training videos to help your sales team confidently and professionally present finance to customers in-store.